Terms and Conditions

Last Updated: April 18, 2025

Please read these Terms and Conditions (“Terms”) carefully before using CalculatorNP.com (the “Site”). By accessing or using our Site, you agree to be bound by these Terms. If you do not agree, please discontinue use of the Site immediately.

1. Acceptance of Terms

By accessing CalculatorNP.com, you confirm that you are at least 13 years of age, have read and understood these Terms, and agree to comply with them along with our Privacy Policy.

2. Use of the Site

CalculatorNP.com provides free financial calculator tools for informational and educational purposes. You agree to use the Site only for lawful purposes and in a manner that does not:

  • Violate any applicable local, national, or international law or regulation
  • Attempt to gain unauthorized access to any part of the Site or its servers
  • Transmit any harmful, offensive, or disruptive content
  • Use automated tools to scrape, copy, or extract content from the Site without permission
  • Misrepresent calculator outputs as official financial, tax, or investment advice

3. Disclaimer — Not Financial Advice

IMPORTANT: All calculators, tools, articles, and content on CalculatorNP.com are provided for informational and educational purposes only. Nothing on this Site constitutes:

  • Financial advice or investment recommendations
  • Tax advice or legal guidance
  • Official banking or government data

Calculator results are based on the inputs you provide and standard mathematical formulas. Actual investment returns, tax amounts, loan repayments, and other financial outcomes may differ from calculator projections due to market conditions, regulatory changes, individual circumstances, and other factors. Always consult a licensed financial advisor, tax professional, or bank before making financial decisions.

4. Accuracy of Information

While we make every effort to ensure our calculators use correct formulas and up-to-date parameters (such as NRB guidelines, current tax slabs, and prevailing interest rates), we cannot guarantee that all information is always current, complete, or error-free. Financial regulations in Nepal, including NRB policies and income tax slabs, change periodically. We update our tools as promptly as possible but accept no liability for any reliance placed on outdated or inaccurate data.

5. Intellectual Property

All content on CalculatorNP.com — including text, graphics, calculator designs, code, logos, and layout — is the intellectual property of CalculatorNP.com or its content providers and is protected under applicable copyright laws. You may not:

  • Copy, reproduce, or distribute our content without written permission
  • Modify or create derivative works from our calculators or tools
  • Use our branding, name, or logo without prior consent

You may share links to our pages and quote brief excerpts for non-commercial purposes, provided you give proper attribution and link back to the original page.

6. Third-Party Links and Advertisements

Our Site contains links to third-party websites and displays advertisements served by Google AdSense and other ad networks. We are not responsible for the content, accuracy, or privacy practices of any third-party websites. The display of advertisements does not constitute endorsement of any product, service, or company by CalculatorNP.com.

7. Limitation of Liability

To the maximum extent permitted by law, CalculatorNP.com and its owner shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from:

  • Use of or inability to use the Site or its calculators
  • Reliance on any information or results provided by the Site
  • Errors, interruptions, or technical failures of the Site
  • Financial decisions made based on calculator outputs

8. Availability of the Site

We strive to keep CalculatorNP.com available 24/7, but we do not guarantee uninterrupted access. The Site may be temporarily unavailable due to maintenance, updates, server issues, or circumstances beyond our control. We reserve the right to modify, suspend, or discontinue any part of the Site at any time without notice.

9. User-Generated Content

If you submit comments, feedback, or messages through our contact form, you grant us a non-exclusive, royalty-free license to use that content to improve our services. We reserve the right to remove any content that violates these Terms or is deemed inappropriate.

10. Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Nepal. Any disputes arising from the use of this Site shall be subject to the jurisdiction of the courts of Nepal.

12. Changes to These Terms

We reserve the right to update these Terms at any time. Changes will be effective immediately upon posting. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.

13. Contact Us

If you have questions about these Terms, please contact us:

CalculatorNP.com
Email: info@calculatornp.com
Website: calculatornp.com/contact/